Insurance | La Jolla

Insurance transfers the financial risk of life's events to an insurance company. A sound insurance strategy can help protect your family from the financial consequences of those events. A strategy can include personal insurance, liability insurance, and life insurance.

The Best of Both Worlds

Here are a few reasons we’ve chosen to be independent.

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The Wild West of Data Theft

Learn about cyber liability insurance in this entertaining video.

What is a Broker?

Do you know what a Broker is?

The Other Sure Thing

A new LIMRA study shows that 40% of Americans believe the death of a primary wage earner would cause financial challenges.

What is a Policy?

Do you know what a Policy is?

Rental Car Insurance: To Buy or Not to Buy

Before you buy insurance for your car rental, make sure you know what it covers. Find out the pieces of a car rental policy, and whether your regular auto coverages already have it.

Is Term Life Insurance for You?

Term insurance is the simplest form of life insurance. Here's how it works.

Did You Know This Fact About Freestanding Structures?

Separate structures on your property may have to be insured separately.

Understanding the Basics of Medigap Policies

Important as it is, Medicare does not cover the full range of health-care expenses you may experience in your golden years.

What is a Claim?

Do you know what a Claim is?

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The Wild West of Data Theft

Learn about cyber liability insurance in this entertaining video.

Snapshots

Your life is marked by images. Prepare for the unexpected, so you can keep those pictures going.

Accidents

Accidents happen to everyone. We're here to help.

If You're In An Accident

Learn the best steps to take after you’ve been in an automobile accident with this useful, step-by-step video.

Your DNA Test

A Detailed Needs Analysis (DNA) can be a simple way to care for loved ones, no matter what the future may hold.

If a Pipe Breaks

Learn what to do when a pipe bursts with this helpful video flooded with smart tips.

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Articles

6 Tips to Help You Prepare for Natural Disasters

Disaster can strike at any time. These six tips can ensure you’re prepared when it does.

Did You Know Your Insurance Claims Aren’t Secret?

When you make an insurance claim, it can stay on record for up to seven years. Here's why CLUE reports are important and how they affect your premiums.

Did You Know This Fact About the Claims Process?

Claims can be left open as long as you need.

5 Key Points for Choosing a Life Insurance Policy

While price is a big factor, there are other important factors to consider when choosing the right life insurance policy for you.

What You Should Do About Insurance Following a Divorce

In the face of divorce, making changes to insurance coverage may be overlooked.

Life Insurance for Young Adults

Getting life insurance before 40 is more common than you think—and it can be a smart choice for many people.

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Videos

Snapshots

Your life is marked by images. Prepare for the unexpected, so you can keep those pictures going.

Combine Your Policies and Save

Some things just make perfect sense in pairs.

If You're In An Accident

Learn the best steps to take after you’ve been in an automobile accident with this useful, step-by-step video.

Extended Care: A Patchwork of Possibilities

What is your plan for health care during retirement?

The Best of Both Worlds

Here are a few reasons we’ve chosen to be independent.

Accidents

Accidents happen to everyone. We're here to help.

View all videos